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2023-03-14 00:11:15
Silicon Valley Bank did not fail because of deregulation. It failed because of rising interest rates and falling bond prices.: [Link] [Link] [Link]
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2023-03-14 12:57:33
The rapid rise in interest rates was the direct cause of the SVB failure. As interest rates rose, SVB depositors pulled out their deposits, causing SVB to sell bonds at a $1.8B loss. Venture Capitalists then encouraged a run on the bank of about $42B in one day. [Link]
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