2024-02-27 09:11:41
Insurance pricing is not based on ethnicity and there is no ethnicity penalty. Risk based pricing looks at propensity to claim (+ other activity such as fraud) amongst other factors & determines risk based on the profile. [Link] NEEDS_MORE_RATINGS(0-0-0) Author
2024-02-27 09:20:13
The basis of this article is that the Index of Multiple Deprivation shows that traffic collisions in the areas it compares are "similar." However, the IoMD does not contain that data. It only records Police data on casualties. Most collisions are not reported to the Police. [Link] NEEDS_MORE_RATINGS(0-0-0) Author